Loan Rates - Effective Sunday, August 19, 2018
Loan TypeRates as low asTerms/Information
Personal Loan8.650%Need cash for vacation, appliances or any other reason
New Vehicle 16-18 < 40k miles2.990%We can help make your car purchase easier, get preapproved
Used Vehicle 08-15 or >40k mi2.990%
Used Vehicle 07 & older4.740%For your classic or older used vehicle
Current model year Rv's5.740%Terms on all RV's subject to loan amount
Used Rv's6.240%Avoid hassling with dealer financing, get pre-approved
2 Wheeled vehicles5.740%Summer is around the corner, get your motorcycle now!
Share and CD Secured Loans4.000%Minimum rate on share loan 4% minimum rate on CD loan 5.75%
Lines of Credit9.900%Payments are 3% of the balance at disbursement
Homeowner's Improvement loan6.750%Time to consolidate debt or buy energy efficient appliances?
Visa Credit Cards8.900%Visa rates as low as 8.9 based on qualifications
Home Equity Line of Credit4.750%HELOCs are back! Contact us about our great new product
1st mortgage loans4.625%1st mortgage loans are back! Visit www.uanw.org/home-loans
Rates above are displayed as APR=Annual Percentage Rate.  Subject to credit approval.  Rate may vary based on individual.  United Advantage NW FCU reserves the right to discontinue or modify rate offers at any time.  Other restrictions may apply.

See loan disclosures for more information.

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Share Rates - Effective Sunday, August 19, 2018

DescriptionBalanceCurrent RateAPY*Minimum DepositAvailable Online
Owner Shares, Other Shares, Kitty Club, Trend Membership$100.00 - $10,001.000.100%0.100%$5.00
$10,001.01-$25,001.000.200%0.200%$5.00
$25,001.01-$50,000.000.250%0.250%$5.00
over $50,000.000.500%0.350%$5.00
Holiday Club$5.000.150%0.150%$5.00Open
IRA Shares$100.00 - $25,000.000.200%0.200%$500.00
$25,000.01-$50,000.000.250%0.250%$500.00
over $50,000.00 0.300%0.300%$500.00
UA Checking$25.000.050%0.050%$25.00
eMoney$0.01 - $999.992.000%QD$25.00
$1,000.00 - $9,999.991.000%QD$25.00
$10,000.00-$24,999.990.250%QD$25.00
$25,000 and up0.000%QD$25.00
Market Checking$2,000.00 - $10,000.000.350%0.350%$2,000.00
$10,000.01 and up0.400%0.400%
Custom Checking0.000%0.000%$25.00

 

With our Bump Rate Certificates you don’t have to worry about missing out on dividend income. You have the option to raise your rate once, or twice during the term of your certificate. For example, if our rates go up 24 months into your 48 month certificate you can bump your rate to match our current offering for your same term!

You decide when to use your bump(s) so you’re in control of your savings. You get one bump with our 24 or 36 month term Bump Certificates, and two bumps when you choose our 48 or 60 month term Bump Certificates. 

Certificate Rates - Effective Sunday, August 19, 2018

DescriptionBalanceCurrent RateAPY*Minimum DepositAvailable Online
Share Cert 6 Mo6 Months1.00%1.00%$1,000.00Purchase Online
Share Cert 12 Mo12 Months1.20%1.21%$1,000.00Purchase Online
Share Cert 18 Mo18 Months1.50%1.51%$1,000.00Purchase Online
Share Cert 24 Mo24 Months1.40%1.41%$1,000.00Purchase Online
Share Cert 36 Mo36 Months1.90%1.91%$1,000.00Purchase Online
24 Month Bump Cert24 Months1.40%1.41%$5,000.00Purchase Online
24 Months1.50%1.51%$50,000.00
24 Months1.90%1.91%$100,000.00
36 Month Bump Cert36 Months1.65%1.66%$5,000.00Purchase Online
36 Months1.75%1.76%$50,000.00
36 Months2.05%2.07%$100,000.00
48 Month Bump Cert48 Months1.85%1.86%$5,000.00Purchase Online
48 Months1.95%1.96%$50,000.00
48 Months2.10%2.12%$100,000.00
60 Month Bump Cert60 Months2.00%2.02%$5,000.00Purchase Online
60 Months2.25%2.27%$50,000.00
60 Months2.45%2.47%$100,000.00
IRA Certificate 24 M24 Months1.20%1.21%$2,000.00
Trend 6 Mo6 Months1.20%1.21%$50.00
Trend 12 Mo12 Months1.20%1.21%$50.00
Trend 24 Mo24 Months1.20%1.21%$50.00
Kitty 3 Mo3 Months1.20%1.21%$25.00
Kitty 6 Mo6 Months1.20%1.21%$25.00
Kitty 9 Mo9 Months1.20%1.21%$25.00
Coverdell ESA24 Months0.85%0.85%$50.00
24 Mo Bump IRA Certificate24 Months1.40%1.41%$5,000.00
24 Months1.50%1.51%$50,000.00
24 Months1.90%1.91%$100,000.00
36 Mo Bump IRA Certificate36 Months1.65%1.66%$5,000.00
36 Months1.75%1.76%$50,000.00
36 Months2.05%2.07%$100,000.00
48 Mo Bump IRA Certificate48 Months1.85%1.86%$5,000.00
48 Months1.95%1.96%$50,000.00
48 Months2.10%2.12%$100,000.00
60 Mo Bump IRA Certificate60 Months2.00%2.02%$5,000.00
60 Months2.25%2.27%$50,000.00
60 Months2.45%2.47%$100,000.00
Save to Win 12 Mo12 Months2.000%2.020%$24.99
12 Months0.500%0.500%$500.01

Federally insured by NCUA. *APY=Annual Percentage Yield.  United Advantage NW FCU reserves the right to discontinue or modify rate offers at any time.  Penalties apply for early withdrawals from certificates.  Other restrictions may apply.