Member Resources

Financial Calculators

Use our financial calculators to assist you with your personal finances.

Investment Calculator Use this calculator to determine the future value of an investment with a single payment.

College Funding Calculator This calculator will help you to determine how much money you need to invest in order to pay for college education.

Certificate Deposit Calculator This calculator will compute the future value and annual percentage rate of your certificate of deposit.

Credit Card Calculator This calculator will show you how much of your credit card payment is being applied to the principal balance and how much is pure interest.

Loan Calculator This calculator will compute a loan's monthly payment amount and the total interest based on the purchase price, down payment amount, interest rate and number of monthly payments.

Mortgage Calculator This calculator will help you to determine what your adjustable rate mortgage payment will be.

Auto Affordability Calculator This calculator will help you to compute how much car you can afford

Fraud Protection Center

Don’t become identity theft’s next victim! There are simple precautions which you can take that will help to keep your identity safe from criminals. We've provided valuable information to help you protect yourself from identity fraud and other common scams. Learn how to protect your personal and financial information online, at home, and in the workplace.

Fraud Protection

Credit Reports

Monitor your credit by ordering your free annual credit report from all three national credit reporting agencies.

To receive your free credit report visit:

www.annualcreditreport.com

FICO Information www.myfico.com Federal Trade Commission ID Theft www.ftc.gov/idtheft National Do Not Call Registry www.ftc.gov/donotcall

Opt Out Marketing 1-888-567-8688 or 1-888-5-OPT-OUT To Report Illegal Spam Spam@uce.gov (note not all Spam is illegal – Can Spam Act of 2003 states guidelines) Internet Crime Complaint Center www.ic3.gov

Budgeting Forms

Use the following forms to help you budget your finances.

• Budget Worksheet
• Budget Worksheet in Spanish
• Monthly Budget Worksheet

To view and print some of these documents you may need Adobe Reader. If you don't have this free software download it now.

Personal Financial Counseling Sessions

We offer personal sessions with one of our Financial Specialists for various different topics (or a combination) such as:

• FICO Score Review  - What a FICO score is, your FICO score is, what it means and what you can do to improve it.
• Household Budgeting and Savings Tools & Tips – Bring your bills! Use our worksheets to detail  and review your spending habits, creating a budget and receive tools and tips on how to stick with your new budget!
• Choosing the right IRA – Having a hard time deciding what UANWFCU IRA is right for you?  We can help!  We’ll breakdown our different IRA plans and help you decide which one best suits you.
• Financial Hardship Assistance -  Struggling to make your UANWFCU loan payments?  Whether your household income has been reduced due to an involuntary reduction in pay, involuntary unemployment, or some other difficulty, our Financial Hardship Assistance Program was established to help get you back on your feet.  Complete our Hardship Application (linked on the Documents page) and return to a Financial Specialist to get the process started.

Many of these sessions come up during the process of opening a Custom Checking or after a loan denial or counteroffer. However, members can request (and our encouraged to request) them at any time. Just contact a MSR for more information or to set up your appointment today.

Vehicle History Reports

Before you buy your next used vehicle, check the vehicle's history reports though the Carfax online service.

Car History Reports

Vehicle Buying Resources

Edmunds.com offers new and used car prices, and auto reviews. 
UANW uses Edmunds to calculate loan to value percentages on all our auto loans.

NADA helps you Find a Price, Find a Vehicle, Find a Dealer - Find It Free!
UANW uses NADA to calculate loan to value percentages on loans for all boats, motorcycles and RV’s.

Financial Information for Kids and Teens