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Mortgage Loan Rates at United Advantage FCU

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YES WE DO MORTGAGE LOANS!!

Use the Money in Your Home for: Debt Consolidation - Remodeling - Education And Much More!

Shopping for a mortgage loan can be intimidating. Where do you start and who can you trust? United Advantage specializes in honest up front information. Our job is to ensure that you get the best deal possible. None of our loan officers work on commission of any kind. Both our staff mortgage experts and our hand-picked broker are trained to help you answer all your questions. Since they're the experts you don't have to be.

 

We have some great loans that will allow you access the equity in your home to consolidate debt, make home improvements, the possibilities are endless. And now, we've made them even better! Home Equity Lines of Credit (HELOC) are simple and secure, and as you pay them down, you can borrow again... without filling out more paperwork!
 

 PRIME VARIABLE HOME EQUITY LINES OF CREDIT

Credit Score

650+

649-

Annual Percentage Rate

Not Available

Not Available

Daily Periodic Rate

Not Available

Not Available

Term (months)

240

240

Index

Prime Rate

Prime Rate

Margin

-1.00%

3.00% above

Fees

See Preliminary Disclosure

See Preliminary Disclosure

Yearly Fee

NONE

NONE

Pre-payment Penalty

NONE

NONE

FIXED HOME EQUITY LOANS

Credit Score

700+

640-699

639-

Annual Percentage Rate

Not Available

Not Available

Not Available

Daily Periodic Rate

Not Available

Not Available

Not Available

Term (months)

up to 180

up to 180

up to 180

Index

Prime Rate

Prime Rate

Prime Rate

Margin

-

2.00% above

5.00% above

Fees

See Preliminary Disclosure

See Preliminary Disclosure

See Preliminary Disclosure

Yearly Fee

NONE

NONE

NONE

Pre-payment Penalty

NONE

NONE

NONE

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*APR = Annual Percentage Rate. The APR does not include costs other than interest. The APR is variable and may increase after the introductory period to a maximum of 13.95% on firsts, and 14.95% on seconds. Rate may change on the 1st calendar day of each month. Late fees are 5% of payment amount after 15 days delinquent. Adequate property insurance must be maintained. For these specials a HELOC is available on a primary residence only. Limited time offer, subject to change without prior notice.

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