SHARE SECURED LOANS

Pay yourself first by borrowing from your savings! You may borrow up to 90% of savings (excluding draft accounts and IRA accounts.) The term is up to you as long as it is within the federal, state and credit union standards along with the loan officers judgment

CERTIFICATE SECURED LOANS

Your credit union allows you to borrow against your certificate (excluding IRA Certificate) instead of paying a penalty for early withdrawal. You may borrow 90% of the certificate and you set the repayment term (within set standards).

VISA CREDIT CARD

Lines of credit up to $25,000. Repayment is 3% of the unpaid balance or $25 whichever is greater. Other users may be added to the card at your request. We also offer share-secured VISA Credit.

PERSONAL LOANS

This loan is made for those with less than perfect credit, but someone we are willing to take a chance on.

EASY LINE-OF-CREDIT LOANS

An open ended line of credit issued to you and based on your specific qualifications. Length of time on the job, income, credit history, etc all are reviewed and add to your limit. You may then take as little or as much of the line as you need. You only pay interest on the outstanding balance and may add to the loan over a period of time. Limit $3,000 to $25,000.

SHARE SECURED LINE-OF-CREDIT
& CERTIFICATE LINE-OF-CREDIT

Minimum credit limit of $500 and maximum credit limit of $25,000

Credit limits are issues in increments of $500

Limits can be set at 100% of the collected account balance in a shares account

Rates and Terms follow the unsecured LOC's - no term, payments are 3% of the balance at the time of the last advance or $25.00, whichever is greater.

Simply log onto >> and click on loan application.

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