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Customer Owned Banking

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Consumer Loan Rates at United Advantage FCU

 

 SHARE SECURED LOANS

Annual Percentage Rate

 4.10%

Daily Periodic Rate

 0.011232877

Index 

 Owner Share Dividend Rate

Margin

 3.00% Above

Other Info

 Min 4.00%

CERTIFICATE SECURED LOANS

Annual Percentage Rate

 6.55%

Daily Periodic Rate

 0.17945205

Index 

 Certificate Dividend Rate

Margin

 3.00% Above

Other Info

 Min 5.75%

VISA LINE OF CREDIT

Credit Score

 700 +

641-699

640 -

Annual Percentage Rate

 8.90%

12.75%

16.50%

Daily Periodic Rate

0.024383562 

0.034931507

0.045205479

Index

 Fixed Rate

Prime Rate

Prime Rate

Margin

5.25% above

10.00% above

PERSONAL LOANS

Annual Percentage Rate

 18.00%

Daily Periodic Rate

 0.042465753

Repayment Period (months)

 24

Other Info

 Closed End Loan

EASY LINE-OF-CREDIT LOANS

Credit Score

 700 +

641-699

640 -

Annual Percentage Rate

 9.90%

13.90%

15.50%

Daily Periodic Rate

0.027123288

0.038082192

0.042465753

Index

 Fixed Rate

Prime Rate

Prime Rate

Margin

6.90% above

9.00% above

 

 

 

 

 
 

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