|
NEW AUTO & RV LOANS (2005 or newer)
|
|
Credit Score
|
700+
|
699-675
|
674-600
|
599-
|
|
Annual Percentage Rate
|
6.40%
|
7.40%
|
7.99%
|
7.99%
|
|
Daily Periodic Rate
|
0.017534247
|
0.020273973
|
0.021890411
|
0.021890411
|
|
Term (months)
|
up to 84
|
up to 72
|
up to 60
|
up to 60
|
|
Index
|
Fixed Rate
|
Fixed Rate
|
Prime Rate
|
Prime Rate
|
|
Margin
|
-
|
-
|
2.00% above
|
4.00% above
|
|
|
USED AUTO & RV LOANS (2004 or older)
|
|
Credit Score
|
700+
|
699-675
|
674-600
|
599-
|
|
Annual Percentage Rate
|
6.90%
|
7.90%
|
7.99%
|
8.25%
|
|
Daily Periodic Rate
|
0.01890411
|
0.021643836
|
0.021917808
|
0.02260274
|
|
Term (months)
|
up to 84
|
up to 72
|
up to 60
|
up to 60
|
|
Index
|
Fixed Rate
|
Fixed Rate
|
Prime Rate
|
Prime Rate
|
|
Margin
|
-
|
-
|
3.00% above
|
5.00% above
|
|
|
|
|
|
|
|
|
|
|
OTHER RV LOANS
|
|
Annual Percentage Rate
|
18.00%
|
|
Daily Periodic Rate
|
0.049315068
|
|
Index
|
Fixed Rate
|
|
