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Account Fees at United Advantage FCU

  Fee Schedule - Effective 07/01/2009

GENERAL

Bronze Silver Gold Platinum 
Backup Withholding Processing  $5.00 $5.00  $5.00  $5.00
Bad Address Processing  $3.00  $2.00  $1.00 FREE
Cashier's Check (Cost Per Check) $5.00 $5.00  FREE   FREE 
Check Cashing Fee $5.00 $5.00  FREE   FREE 
CU*Easy Pay Monthly Fee  $4.95  $3.95  $2.95  FREE 
Deposit Item Returned  $25.00  $25.00  $25.00  $25.00
Dormancy Fee (after 12 months)  $1.00  $1.00  $1.00  $1.00
Electronic Deposit Hold (account in good standing) 3 days 3 days 2 days 2 days
1st Day Release $100.00 $100.00 $200.00 $400.00
FAX - Member personal request  $2.00  $2.00  FREE   FREE 
Garnishment or Levy (Served on UA)  $30.00  $30.00  $30.00  $30.00
Gift Cards   $2.00  $2.00  $2.00  FREE 
IRA Set Up  $25.00  $20.00 $20.00 $10.00
Membership Fee $10.00      
Membership Account Closed within 60 days of opening $5.00      
Money Order Issuance Per Item Fee (Killingsworth only)  $2.00  $2.00  FREE   FREE 
Non-Sufficient Funds (NSF) Fee (Due to ATM, EFT, ACH)  $25.00  $25.00  $25.00  $25.00
Phone Transfer Fee (Non-CU*Talk transfer)  $2.00  $2.00  FREE   FREE 
Research Fee per hour (1 hour minimum) $30.00 $30.00 $30.00 $30.00
Share Account Withdrawals after the First 3 per Month (REG D)  $1.00  $1.00  $1.00  $1.00
Statement Copy (Per Page)  $2.00  $2.00  $2.00  FREE 
Stop Payment (applies to all forms of stop payment)  $25.00  $25.00  $25.00  $25.00
Overdraft Transfer from Line of Credit $5.00 $5.00  FREE   FREE 
Overdraft Transfer from Share Account  $3.50  $3.50  FREE   FREE 
Transaction History Fee (Per request)  $2.00  $2.00  $2.00  FREE 
Vacation Fund Withdrawal or Phone Inquiry $1.00 FREE FREE FREE
Verification of Deposit Processing $10.00 $7.50 FREE FREE
VISA Cash Advance (non UANW VISA) $10.00 $10.00 $5.00 FREE
Western Union Wires $35.00 $35.00 $35.00 FREE
Wire Transfer Fee (Outgoing within the U.S. form)  $20.00  $18.00  $15.00  $10.00
Wire Transfer Fee - Foreign (Outgoing outside the U.S. form )  $40.00  $40.00  $40.00  $20.00

ATM CARDS

ATM Fees - Withdrawal or Inquiry (after first 3 per month)  $     2.00  $     2.00  FREE   FREE 
Card Captured by ATM  $   65.00  $   65.00  $   65.00  $    65.00
Replacement Cards  $   15.00  $   15.00  $   15.00  $    15.00

CHECKING

Account Reconciliation Assistance (per hour)  $   20.00  $   20.00  $   20.00  $    20.00
Check Copy  $     7.00  $     7.00  $     7.00  $     7.00
Check Printing by Harland Clarke  varies   varies   varies   varies 
Non-Sufficient Funds (NSF) Fee (Due to Checks, ATM, EFT, ACH)  $   25.00  $   25.00  $   25.00  $    25.00
Stop Payment  $   25.00  $   25.00  $   25.00  $    25.00

VISA DEBIT & CREDIT

Card Captured by Merchant  $   65.00  $   65.00  $   65.00  $    65.00
Replacement Cards  $   18.00  $   18.00  $   18.00  $    18.00
Merchant Receipt Copy   $     8.00  $     8.00  $     8.00  $     8.00

OTHER ACCOUNTS & FEES

Electronic Deposit Hold (account in good standing)  3 days   3 days   2 days   2 days 
    1st Day Release  $  100.00  $  100.00  $  200.00  $  400.00
FAX - Member personal request  $     2.00  $     2.00  FREE   FREE 
IRA Set Up  $   25.00  $   20.00  $   20.00  $    10.00
Membership Fee  $   10.00 FREE FREE FREE
Membership Account Closed within 60 days of Opening  $     5.00 FREE FREE FREE
Research Fee per hour (1 hour minimum)  $     7.50  $     7.50  $     7.50  $     7.50
Vacation Fund Phone Inquiry or Withdrawal  $     1.00  $     1.00  FREE  FREE
Verification of Deposit Processing  $   10.00  $     7.50  FREE  FREE
Western Union Wires  $   35.00  $   35.00  $   35.00 FREE
       
 

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