Privacy statement

United Advantage NW FCU Policy:

In keeping with its mission as a not for profit financial institution, the credit union only shares information with the ultimate goal of bringing you greater convenience and more choices. United Advantage NW FCU will not sell information for indiscriminate use for profit.

Personal financial information such as your account balance or loan information will never be shared except: (1) when necessary to complete a transaction, (2) when a third party is verifying the existence or condition of your account in accordance with applicable laws, (3) when such disclosure is in compliance with the law, government agencies or court orders, (4) when you give us your written permission, or (5) to protect secured assets or the assets of the credit union. Information shared with affiliates will be limited to contact information such as your name and address; information obtained from outside sources (such as a credit bureau) will never be released by the credit union. The credit union strives to assure that all affiliates maintain privacy standards comparable to our own; therefore, before sharing any information with an affiliate, the credit union will first obtain a written confidentiality statement from the affiliate.

The credit union will not intentionally release any account information on accounts owned by minor members.

The credit union will not release confidential member information to agents of the state or federal government, except as required by law or under appropriate legal writ.
United Advantage NW FCU is committed to protecting the privacy of each individual member. Employees with access to personal information are required by the credit union’s bylaws to maintain the confidentiality of that information.

United Advantage NW FCU is committed to providing you with financial products and services to reach your financial goals. We are equally committed to protecting our members privacy.

Technology has created many conveniences for all of us. It has allowed personal information to be transferred and used in ways consumers have not seen before. The Board of Directors at UANWFCU adopted a Policy that governs the use of your personal information. The privacy policy explains how we collect, use and safeguard your account information.

Information we collect and disclose about you:

• Applications and other signed forms we receive from you.
• Information about your transactions with us or others.
• Information we receive from a consumer reporting agency.
• Information obtained when verifying that you provide on an application or other form. This may be obtained from your current or past employers or from other institutions where you conduct financial transactions.
  

In order to conduct the business of the credit union, we may disclose non-public information about you as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of the credit union, and follow your instructions as you authorize or protect the security of our financial records. If you terminate your membership with UANW FCU we will not share the information we have collected about you, except where permitted or required by law.

We may disclose all the information we collect, as described previously to companies that perform marketing services on our behalf or to other institutions with whom we have joint marketing agreements. To protect your privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide.

We do not permit these firms to sell the information we provide to other third parties. Under no circumstances will UANW FCU provide or sell ANY information to nonaffiliated third parties who would then have unrestricted use of your account information.

How we protect your information:

We restrict access to non-public personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy.

We maintain physical , electronic and procedural safeguards that comply with Federal regulations and leading industry practices to safeguard your non-public personal information.

What you Can Do to Protect your Privacy

Protect your account numbers, card numbers and Personal Identification Numbers (PINS). Never keep your PIN with the card, write it down sparingly.

Keep your information with us current. If we detect potentially fraudulent or unauthorized activity on your account, we will attempt to contact you immediately. If your address or phone number changes please let us know.